AADHAAR ENABLED PAYMENT SYSTEM (AEPS) - EMPOWERING CITIZENS WITH TRANSPARENT, FAST AND CONVENIENT DISBURSEMENT OF WAGES AND SOCIAL SECURITY PAYMENTS


MGNREGA workers who have Aadhaar number can receive payments credited in their accounts through seeding and authentication based on their finger print and Aadhaar data that can be done on the device itself.

This is a onetime requirement and all subsequent payments can be made based on finger print authentication.

In cases where the beneficiary does not have an Aadhaar Card, can receive payment by seeding their mobile number on the device. One mobile number can be associated with only one account. OTP sent on the mobile number will be used for these transactions and an update on the transaction will also be received on the mobile.

All these precautions will make the system identify the right person before the payment is made. The chances of impersonation will also be minimal in this method helping the scheme reaching the right person.



SOCIAL SECURITY PENSIONS


Disbursement of Social Security Pensions under three schemes viz,
India Gandhi National Old Age Pension Scheme (IGNOAPS),
Indira Gandhi National, Widow Pension Scheme (IGNWPS)and,
Indira Gandhi National Disability Pension Scheme (IGNDPS) and benefits under Indira Gandhi Matritva Sahyog Yojana (IGMSY) is made through Post Offices

These payments are being effected either through Money Orders or Post Office Savings Bank (POSB) accounts depending upon the choice of implementing agency and beneficiaries.

In 2013-14, more than Rs. 1494.47 Crores have been disbursed through 3.95 Crores accounts and more than Rs. 4085 Crores have been paid through 5.38 Crores money orders.

A special arrangement has been put in place in Andhra Pradesh Circle for implementation of Direct Benifit Transfer (DBT) through post offices.

Under this arrangement, Post Offices in AP Circle are doing Aadhaar Enabled Payment of wages / benefits under MGNREGS and other social security schemes with the support of M/s AP Online and State Governments, 9000 Micro ATMs have been deployed by the AP Circle for doing DBT payment to the wage workers and other beneficiaries of Social Security Schemes, receiving benefits through Post Offices.


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